How I Use Monzo Pots to Budget Smarter and Save £24,000

Why Did I Change My Budgeting Approach? Last year I decided to change how I was budgeting.  As a personal finance blogger, I love budgeting and have a lovely spreadsheet for this purpose.  However, I always felt like I was flying by night with this as I didn’t really put money aside or check I was sticking to my budget.  I could get away with it because my income was increasing and I didn’t spend very much so would always end up OK.  If I went back 10 years on the other hand, this would not have been the case.  I remember having no money … Continue reading How I Use Monzo Pots to Budget Smarter and Save £24,000

June 2025 update – Feeling better

Life update June was much better than May.   Last month, things with Mum reached a crisis point which ended up with her being in hospital for about a week.  When she returned the care regime increased to four times a day.  This took a lot of pressure off me and my sister.  It will take time for things to settle down following her house move and to get better, but light is at the end of the tunnel.   Our fertility treatment started but then stopped for a month as we were advised to wait a month.  Now It’s started again and things are going … Continue reading June 2025 update – Feeling better