Vanguard is amongst the best-known investment companies. They specialise in low-cost index funds and ETFs. I will look at two very similar funds but also different in one fundamental way. The funds are VWRL and VWRP. If you are interested in other ETF funds, I have a list here. What is VWRL? VWRL is a fund that tracks the FTSE All-World index. The fund aims to purchase securities (stocks) in companies listed in the index. The aim is to track the performance of the index. The FTSE All-World index is an index of companies compiled by the FTSE Russell which … Continue reading What is the difference between VWRL and VWRP? I explain the No. 1 important difference.
I’ve been meaning to post an update since the start of the month, but as you can see, it’s now the middle of the month. I did the numbers on the Bank Holiday so they are correct but life gets in the way. That is a good thing however, as it means I’ve regained some semblance of a social life again. Without further ado I will get on with it and make it brief. Networth update You can see a little dip in February 2021. This is because the UK property index for my London Borough took a dip. The … Continue reading May update – late, but that’s a good thing!
How do you get what you want from life? It’s a question that many of us ponder. Some people seem to be able to get what they want with ease. Others seem to struggle to move in the direction they … Continue reading Can you get what you want in life and achieve greatness by not doing things?
Introduction In the UK, we are brought up on the concept of the property ladder. The idea that you buy a property and then in a few years time, buy a larger property, has been spoon fed to almost all … Continue reading The property ladder is dead – so skip the first rung.
Like anything in life, change is often a challenge. Sometimes you start out with the best intentions, but later, those ideas seem naïve. I decided to update my portfolio and this article will give you an idea of my thinking … Continue reading Rebalancing my portfolio in a post-Brexit world
Hello and welcome back. In this month’s update, I will reflect on my two years as a blogger and tell you about some changes to my investment strategy and my monthly returns. Also, I celebrate a huge milestone. The UK has been steadily improving in terms of Covid. With our world-leading vaccination programme, we can smell the freedom returning. The weather is getting better, and we are all excited for our release on parole. Scotland beat France in a thrilling finale to the Six nations. Now let’s see if Warren Gatland can recognise the quality in our team for the … Continue reading March update – Major milestone reached
This week, I developed a new obsession with researching my family tree. It’s something that my grandmother was into, and, to be honest, I had no interest in it until lately. Even more surprisingly, it’s given me some hugely valuable … Continue reading Family tree research: What it has taught me about wealth.
This update is covering January and February as I missed my January update. Oops. I hope you weren’t worried about me. I can barely remember what happened in January now as everything is blurring into one day. Living and working … Continue reading February 2021 update – another lockdown month.
FIRE is all about obtaining enough funds so that one does not have to work any longer. The journey is often long and depends on a high savings rate (the proportion of your income you save) to get there. The … Continue reading The best place to save in the UK: where had the best average household income?
It’s that time of year where we stop, take a breather and assess what was good and bad about the year. As I’m sure everyone on the planet is aware, 2020 was an exceptional year for many reasons. 2020 saw … Continue reading 2020 review