April has vanished before my eyes. Highlights included a trip to Somerset with some friends over Easter, a trip to the Harry Potter theatre show, catching up with friends many times, a walk around Guildford, and progressing plans for the big day. It’s a good thing that we were so busy because it has been pretty depressing on the stock market front. It appears that the markets have continued their plunge that began earlier in the years. I believe we are now down about 13% YTD and as far as the SP500 is concerned, my stocks app 1-year view is … Continue reading April update

I have finally gotten around to producing an update.  My excuse? I have been extremely busy these past two month.  Firstly, work had its intense moments.  Deadlines were looming and it became all consuming.  Ms Wealthster and I both caught Covid for the second time too which knocked us out for a while.  It really wasn’t anywhere near as bad as last time and I would say for myself it was mostly like a rotten cold.  Much better than the time before we had vaccines, when I felt very unwell indeed. However, the main reason for being busy was my … Continue reading A long overdue February and March 2022 update!

During the week I watched the film “Hot Tub Time Machine”, which if you haven’t seen, is a 2010 film about three middle aged men and a nephew who unintentionally go back in time.  After all individually suffering various problems in their lives, they decide to go to a ski resort they’d visited in their youth and that they associated with good memories. However, much like with their lives, the ski resort is now rather dilapidated and not how they remember at all.  Anyway, to cut a long story short, they get drunk, go in a hot tub, which for … Continue reading Can you use a hot tub time machine to FIRE?

Just as we thought 2020 was a strange year, 2021 was even stranger.  I feel like 2021 was perhaps worse simply because it really feels like a wasted year.  However, as I sit here in Melbourne in the sun having … Continue reading 2021 Annual review

I write to you from the warm sunny climate of Melbourne.  It’s certainly an improvement upon the dreary, wet, covid infested shores of the UK.  Even being here is an achievement. First, we had to obtain an exemption for me to travel.  That could only be obtained if you counted as a family member of an Aussie citizen or permanent resident.  Luckily, Ms Wealthster is (a) Aussie and (b) has some training in migration law so knew what we needed to prove that I was a defacto partner of her.  I also had to apply for an e-visitor visa before … Continue reading December 2021 update

November has been a tumultuous month in the markets.  My investments and FIRE fund breached £250k for the first time.  However, the value quickly decreased to below £240k, and now it has ended November at £245K. The month has also … Continue reading November update

Autumn is generally my favourite season. As a Scot, I don’t like the weather too hot or too cold. I love the colours and the crisp days. It’s the last nice time before the winter closes in. Plus, it has … Continue reading October monthly update!

It has been said that we are our own worst enemy.  There are certain things that we do that are self-destructive or not in our best interests.  I’ve done more than my fair share of self-destructive behaviours to that effect.  They have ranged from dating toxic people, spending far too much money, and drinking too much. Alarmingly, over the last few months, I’ve noticed another issue popping up.  I’ve become obsessed with wanting to own a car. Those who avidly read this blog will undoubtedly know that I am a petrol head and love cars for the engineering beauty (I’m … Continue reading The constant battle to stay in control – my battle with my love of cars!