I write to you from the warm sunny climate of Melbourne. It’s certainly an improvement upon the dreary, wet, covid infested shores of the UK. Even being here is an achievement. First, we had to obtain an exemption for me to travel. That could only be obtained if you counted as a family member of an Aussie citizen or permanent resident. Luckily, Ms Wealthster is (a) Aussie and (b) has some training in migration law so knew what we needed to prove that I was a defacto partner of her. I also had to apply for an e-visitor visa before … Continue reading December 2021 update
November has been a tumultuous month in the markets. My investments and FIRE fund breached £250k for the first time. However, the value quickly decreased to below £240k, and now it has ended November at £245K. The month has also … Continue reading November update
Autumn is generally my favourite season. As a Scot, I don’t like the weather too hot or too cold. I love the colours and the crisp days. It’s the last nice time before the winter closes in. Plus, it has … Continue reading October monthly update!
It has been said that we are our own worst enemy. There are certain things that we do that are self-destructive or not in our best interests. I’ve done more than my fair share of self-destructive behaviours to that effect. They have ranged from dating toxic people, spending far too much money, and drinking too much. Alarmingly, over the last few months, I’ve noticed another issue popping up. I’ve become obsessed with wanting to own a car. Those who avidly read this blog will undoubtedly know that I am a petrol head and love cars for the engineering beauty (I’m … Continue reading The constant battle to stay in control – my battle with my love of cars!
September seems to have flown by in the blink of an eye. Is this what being old is like with time passing so quickly? I don’t like it. Anyway, the highlights of this month included going to Scotland for the … Continue reading September update – get up to get down.
August in the UK was a long month for me. Work was very quiet, and the days did seem to drag somewhat. It finished on a high with the Bank Holiday weekend where we hosted some friends for the first time since 2020. What a good laugh. As we are clearly creeping into September, I will mention that I was in Scotland last week for a wedding and to catch up with some family and friends. I’m enjoying working from home as I can got up to Scotland on Thursday night, work Friday, and then have a proper weekend. This … Continue reading End of August update
The month has passed fairly quickly. I had a few deadlines at work which focused my mind. I also had a few good weekends catching up with friends following my receipt of the second Pfizer dose. I had been very careful about going out and about as several of my friends had got Covid after getting the first dose of the vaccine. Having already had it I did not fancy running through that again so I stayed in and worked from home. My partner also got pinged on Freedumb day which was ironic. She dutifully stayed in for a further … Continue reading July end of month update
Another month has gone. Things in the UK don’t quite feel back to normal as yet. Covid cases are rising again, however the corresponding death and hospitalisations rate are not. That is a good thing, but having had Covid myself, I know it is a deeply unpleasant and time consuming illness with long lasting effects. Not to be taken lightly. My friend who has had one vaccine dose caught Covid this week, and although is suffering mildly, it is still a huge inconvenience for him and his partner to have to self isolate for 10 days. This will be a … Continue reading July update
While I am aware that as an avid reader of my blog, you were probably pining for an update from me. I make no apology for being busy, then ill, then busy again. That means that my blog update didn’t happen. Notwithstanding that, I am trying to play catchup by giving an update now as I’m sitting on an LNER train for 6 hours. General passing of time Work during April/May was insanely busy. As we slowly crept towards reopening, I rejoiced when the pubs reopened, and then further rejoiced when we could drink inside a building with another human. … Continue reading Random 18/21 June 2021 update
Vanguard is amongst the best-known investment companies. They specialise in low-cost index funds and ETFs. I will look at two very similar funds but also different in one fundamental way. The funds are VWRL and VWRP. If you are interested in other ETF funds, I have a list here. What is VWRL? VWRL is a fund that tracks the FTSE All-World index. The fund aims to purchase securities (stocks) in companies listed in the index. The aim is to track the performance of the index. The FTSE All-World index is an index of companies compiled by the FTSE Russell which … Continue reading What is the difference between VWRL and VWRP? I explain the No. 1 important difference.