To say that I am relieved January is over is an understatement. I can’t recall a more miserable month in recent times. I spent the first half sick with a very bad cold and then chest infection requiring me to take time off work. Not something I felt good doing during my probation period, but it was all fine as I passed. Not only did I have to make my salary stretch from 19th December to the 31st January, I had to pay all sorts of annual subscriptions and bills from Christmas. Combine that with money spent on some home … Continue reading January 2020 update